Go ahead and see how much do you get on your present scenario

FINNANCIAL
I have developed a retirement budget for living and other expenses, planned trips, etc.	Yes	No
I have enough assets, super annuation and income sources to support Luxury lifestyle, future health and aging requirements.	Yes	No
I have obtained a detailed financial plan from a qualified Financial Planner which takes into account all of my financial needs and resources, makes necessary investment recommendations regarding my future financial position and makes recommendations regarding the future monitoring and management of my financial and investment position.	Yes	No
LEGAL
I have a current will which ensures my estate will be distributed according to my wishes in the event of my death or Should I become mentally or physically incapable. The executor is alive and competent and knows where the relevant documents are kept, who my advisers are and knows they can call upon their services.	Yes	No
HOUSING
What is the current size of House you live in, is it more than 2 Bed Rooms	Yes	No
Does your house have steps / stairs at entry / Garage or inside house.	Yes	No
Is your house less than 10 min easy walk to - Shopping	Yes	No
If your house less than 10 min easy walk to Medical Facilities	Yes	No
Are you living close to someone, who can come to your help in case of need within 10 minutes at any time of day or night	Yes	No
HEALTH
I have had a recent and complete check-up and visit my doctor regularly, who has a complete record of my health history.	Yes	No
I participate in a regular exercise program.	Yes	No
I have considered alternative health insurance to supplement Medicare.	Yes	No
LIFESTYLE
My partner and I have considered the amount of spare time we will have together in retirement and have thought about how to use it.	Yes	No
I have looked at my present hobbies, sports and interests and determined what I will continue in retirement.	Yes	No
I have explored new spare time activities and started experimenting with some.	Yes	No
EFFECT
I have considered how my retirement may affect my relationship with my partner.	Yes	No
Have you considered how you or your partner manage life alone, if you can not drive or someone dies or becomes disabled.	Yes	No
Have you made arranged, who will cook your meals or clean your house, when you or your partner can not do it.	Yes	No
I have examined the needs I have which are currently fulfilled by my life, (challenge, social, self worth, achievement, mental and physical stimulation etc.) and considered how these needs will be met in retirement.	Yes	No
FUTURE
I have discussed my retirement with my partner, family, friends and have all my personal records (Will, Birth Certificate, Insurance Policies, Savings Accounts, Investment Certificates, etc).	Yes	No

How did you go?
Score
76 - 100	Well done! You have most of the important aspects of retirement in place. Whilst you may have some minor things to settle, you are ready to pursue the adventures and opportunities retirement will offer. Plans do not have to be set in concrete, they can change.
51 - 75	Yes - you have been doing something about your retirement plans, but you are not quite ready yet. Seek professional help, which may include a Solicitor, Doctor, and Financial Planner. Remember the personal, emotional and life planning aspects of your retirement are as critical as the financial aspects.
Less than 50	You are not ready and there is a lot of work to be done before you are ready for retirement.Please give Planner a call for personal assistance.

CONTACT US OR CALL US SOON ON 0403 17 00 99 TO HELP YOU PLAN FOR BETTER RETIREMENT.

JEEVAN DHARA LIVING PREDICTION FOR MOST OF US:-

* COST OF PURCHASING JEEVAN DHARA LIKELY TO BE LOWER THAN YOUR PRESENT HOME VALUE, THUS SWITCHING TO JEEVAN DHARA WOULD LEAVE YOU EXTRA MONEY TO EITHER INVEST OR KEEP FOR FUTURE UNEXPECTED EXPENSES.

* COST OF INDEPENDENT LIVING OUTSIDE JEEVAN DHARA WILL BE HIGHER AS YOU WOULD BE PAYING LOWER ELECTRICITY, WATER, FOOD, TRANSPORT, HEALTH FITNESS, ENTERTAINMENT, INTERNET & SOCIALISING EXPENSES DUE TO BULK BUYING AT JEEVAN DHARA.

* ADDITIONAL BENEFITS OF  LIVING AT JEEVAN DHARA WOULD BRING HAPPINESS, LONGER LIFE, LOWER EMISSIONS, LOWER DEPENDENCE ON OTHERS,  ENJOY EXTENDED FAMILY, EASIER LIVING & AGING IN PLACE.

DO YOUR OWN CALCULATIONS AND COMPARE ALL ASPECTS AND COME TO YOUR OWN CONCLUSION THAT LIFE WITHOUT JEEVAN DHARA IS MORE EXPENSIVE, MORE DEPENDENT ON OTHERS, MORE DEPENDENT ON CAR,  MORE LONELY, MORE DIFFICULT, MORE DAILY TASKS ETC. CONSIDER YOUR RETIREMENT PLANNING NOT BASED ON YOUR PRESENT LIFE BUT CONSIDER VARIOUS FUTURE WHAT IF SCENARIOS OF UNPREDICTABLE HEALTH, RELIANCE ON KIDS TO TAKE CARE OF YOU OR LIFE CHANGES.

YOU CAN ONLY ASPIRE TO LIVE JEEVAN DHARA DREAM LIVING AT YOUR PRESENT HOME BUT AT JEEVAN DHARA YOU CAN ACTUALLY LIVE THAT DREAM.

 

Wondering, if you have enough money to pay for Retirement and planning to do Budget for Retirement and compare with Average cost of living in Australia for retired couples and singles

Here is the link to Seniors Health Risk Calculators for Asthma, Bone Health, Driving, Vision, Hearing, Fall  and other heath issues faced by elders